Insurance Services

family at home eating at kitchen table

Homeowners Insurance

Condo, Renters, Mobile Homes, Vacant, Construction and Builders Risks

Owning or buying a home can be one of the largest investments of your life. Finding the right homeowners policy can be overwhelming. Our experience and knowledge eases the process by finding the right policy and coverage to protect your family and your investment.

Entrances to two family rental unit

Dwelling Fire & Rental Property Insurance

Specializing in investment seasonal and annual rentals

Wright Insurance offers several options for your investment properties whether you have annual or summer tenants. By choosing our agency we offer maximum protection of your property without the high costs. Our agency is happy to review the specifics of your investment and find the best personalized policy for you.

Entrances to two family rental unit
Happy family driving in car

Auto Insurance

Your vehicle is another large investment during your lifetime. State minimum insurance is not the best option to insure your vehicle–what you need is higher liability limits, collision, comprehensive, rental, towing, and accident forgiveness. Call Wright Insurance and we’ll review and discuss your current policy. We can even increase your coverage while decreasing your premium!

Flood Insurance

Living by the ocean is a dream for many–on beautiful Cape Cod we live that dream. However, living by the ocean or any bodies of water bring worry of flooding. Did you know that ground water is excluded from your homeowner’s insurance? Ground water is deemed flood and you need a flood policy to cover the water damage. To learn more about your flood zone or flood insurance rates, Wright Insurance is pleased to provide a flood zone determination, NFIP quote, and private flood quotes.

ocean shore property which requires flood insurance policy
Beautiful Cape Cod, Massachusetts home

Umbrella Insurance Policies

Your umbrella policy offers excess coverage when your underlying home or auto policy limits are exhausted. For example, your homeowner’s liability coverage is for $500,000 and your claim is for $700,000. The umbrella policy will pick up the additional $200,000. Umbrella insurance can be added to your business insurance as well. Inquire about adding an umbrella policy to your account. You will be pleasantly surprised how inexpensive an umbrella policy is for the increased protection.

Valuable gold jewelry and personal valuables which need additional  floater policy coverage

Valuable Items

Jewelry, fine arts, cameras, sporting equipment, furs, wines, silverware, coins and much more are eligible for coverage on a personal articles floater policy. Most homeowners policies have limits or do not cover lost jewelry, missing stones from you bracelet or ring, stolen or damaged high value art work. Our programs offer all risk, world wide coverage for your personal valuables and collections.

Boat cruising through ocean, protected by marine watercraft insurance policy

Marine Insurance

The smell of ocean air and the ocean breeze on your skin as you’re cruising on the boat is one of the best feelings. Insurance for your watercraft should be carefree if you’re on dry land or out on the water. Boat insurance is for the hull, liability and oil spillage. Additional coverages you can add include fishing equipment and expensive gadgets. Wright insurance has the policy for prideful boaters. Get in touch to receive your free quote.